Friday, January 27, 2023A business owners policy (BOP) is a business insurance package geared toward small businesses. It combines important coverages into one policy, usually at a cheaper rate than buying them individually. A BOP covers two main areas: property and liability. READ MORE >>
Friday, December 30, 2022If you’re like most Americans, your home is your largest investment. You put a lot of money into purchasing it, paying off the mortgage, and keeping it running. But you also put a great deal of time into making it your own. You are proud of your home. READ MORE >>
Tuesday, December 27, 2022With the chilly winter months ahead, many people are thinking back to their vacations this summer and looking ahead to future vacations. Over the past 10 years, home-sharing has become a popular option for travelers that are traveling all over the world. READ MORE >>
Friday, December 2, 2022Home insurance is required if you have a mortgage on your home, but that does not mean you can’t find ways to save money on your homeowners insurance policy. Here are several ways you can pay a lower price for great coverage. Ask. You never really know until you ask, right? READ MORE >>
Monday, November 21, 2022How do small companies buy insurance? Many businesses buy a business owner's policy. This kind of protection is often called a BOP. Insurers will offer lower rates for the coverage included in the BOP. This solution may offer a simple and cheaper way to buy insurance. A BOP may make sense for a small company. READ MORE >>
Wednesday, October 12, 2022Definitions are very important in any insurance contract. Throughout a Homeowner policy, YOU and YOUR refer to the NAMED INSURED shown in the declaration AND their SPOUSE, but only IF a resident of the same household. If that spouse moves out, no coverage follows them. READ MORE >>
Tuesday, September 20, 2022Purchasing insurance that’s right for your situation can be overwhelming. You can buy your insurance directly from the insurer or a captive agent who works for just one insurance company. However, there are distinct advantages to working with an independent insurance agent. READ MORE >>
Tuesday, August 30, 2022Up-State New Yorker’s have had the ability to take advantage of ride sharing application benefits since the NYS Insurance Law was amended back in June of 2017. It’s hard to imagine this was already 5 years ago! READ MORE >>
Thursday, August 18, 2022Personal umbrella insurance provides a comprehensive layer of additional protection for those it covers. For many people, this is essential. If you are facing risks related to liability, it is always wise to have some type of coverage to minimize the financial costs related to lawsuits. READ MORE >>
Friday, July 29, 2022In this day and age, owning a business means facing a variety of dangers when it comes to online information. Storing information electronically is convenient and easy, but unfortunately, it provides a lot of risk from cyber attacks and information loss. READ MORE >>
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