Thursday, January 9, 2020Thinking that shopping your insurance is easy because all insurance is the same and price is the only consideration? It's not. We have clients of every walk of life, and no client is exactly the same. Furthermore, no one insurance carrier is the right fit for every client. This is why we created our One to One Client Practice. READ MORE >>
Monday, December 16, 2019 The beautiful colors and crisp air of fall, although refreshing, are warning signs that winter is fast approaching. The winter months are statistically more active for property claims, when compared to the summer months. As the winter looms, it is important to take advantage of this time to prepare your home against the cold. READ MORE >>
Monday, November 11, 2019 Many people are faced with tough decisions regarding their health insurance plans this time of year. The majority of employer group plans renew on January 1st. However, the individual marketplaces — whether federal or state — renew during this open enrollment period as well. READ MORE >>
Monday, October 14, 2019 A hurricane can be a life-altering event. One that not only causes severe property damage, but shatters lives as well. It is important to have an emergency plan in place. Before The Storm These types of storms move quickly, and being prepared in advance can help you and your family minimize the impact of a storm. READ MORE >>
Monday, September 23, 2019 There are many common misconceptions about flood insurance. Did you know that the standard home insurance policy will often not pay for damage caused by a flood? If you do not purchase a separate flood insurance policy, you may have difficulty overcoming issues such as lost property, structural damage, and even mold. READ MORE >>
Monday, August 19, 2019 Surety bonds are three party contracts between the Surety (usually the insurance company), the Obligee (usually the person/entity requiring the bond) and the Principal (usually the person or entity being required to post the bond). The bond itself is put in place to guarantee that the principal will act in accordance with the terms established by the contract. READ MORE >>
Monday, July 29, 2019 Practicing safe driving is a great way to prevent costly damage to your vehicle that is often associated with car accidents. Unfortunately, some events are completely out of your control. Even the safest drivers cannot prevent damage from severe weather, such as hail, flood or wind damage. READ MORE >>
Friday, June 14, 2019 That crack in your driveway is more than just a nuisance, it can also be a dangerous situation. If someone falls on the uneven pavement, they could file a lawsuit against you for the damage. Most of the time, this type of damage occurs due to changes in the ground or the home's foundation. READ MORE >>
Wednesday, May 15, 2019 Spring has finally sprung here in Albany, and we can finally put away the snowblowers and ski jackets. As the snow melts and the days get longer, many homeowners are eager to take advantage of the weather to tackle the list of "projects" around the house. READ MORE >>
Wednesday, April 17, 2019 Here in the Capital Region, it may seem the likelihood of damage from a hail storm is low, compared to places like Oklahoma or Texas. However, it is actually very common for even small hail to cause significant damage to a vehicle. When it does, car insurance may offer some coverage. READ MORE >>
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